{"ok":true,"system":"golden-gate-wallet-state-v0.1","status":"SIMULATION_ONLY","user":{"userId":"sample-user-001","label":"sample paid user","trustLevel":"paid"},"wallet":{"totalCredits":83,"pendingHoldCredits":0,"availableCredits":83,"lifetimePurchasedCredits":100,"lifetimeSpentCredits":17,"refundEligibleUnusedCredits":83,"freeQuickCheckUsed":true},"transactions":[{"id":"txn_sim_purchase_001","type":"CREDIT_PURCHASE","credits":100,"note":"Simulated purchase of 100 Golden Credits.","createdAt":"2026-06-03T00:00:00.000Z"},{"id":"txn_sim_hold_001","type":"RUN_HOLD","credits":-20,"note":"Simulated hold for an estimated 20-credit run.","createdAt":"2026-06-03T00:05:00.000Z"},{"id":"txn_sim_settle_001","type":"RUN_SETTLEMENT","credits":-17,"note":"Simulated settlement after actual run cost was 17 credits.","createdAt":"2026-06-03T00:07:00.000Z"},{"id":"txn_sim_release_001","type":"HOLD_RELEASE","credits":3,"note":"Simulated release of unused held credits.","createdAt":"2026-06-03T00:07:30.000Z"}],"rules":["One user has one Golden Credits wallet.","Unused purchased Golden Credits stay in the user wallet.","A run should use hold → settle → release.","Free/promotional credits are tracked separately from purchased credits in the future.","Payment or credit data must not appear in the public ledger.","No account, no paid Golden Credits.","This wallet is simulated and does not represent real money or real credits."],"boundary":"This is a read-only simulated wallet state. It does not process payments, issue real credits, refund money, call AI providers, accept crypto, or open public access.","generatedAt":"2026-06-03T12:23:48.657Z"}