{"ok":true,"system":"golden-gate-top-up-preview-v0.1","status":"SIMULATION_ONLY","user":{"userId":"sample-user-001","label":"sample paid user","trustLevel":"paid"},"paymentRail":{"key":"card_wallet","label":"Card / wallet checkout","status":"SIMULATION_ONLY","note":"Future main automated payment rail. Not connected. The $1 Mini Top-Up may be available but is not the recommended card path."},"selectedPackage":{"packageId":"mini_10","label":"Mini Top-Up","cadTaxIncluded":1,"credits":10,"intendedUse":"Smallest available top-up for edge cases or tiny tests.","recommended":false,"status":"SIMULATION_ONLY"},"before":{"totalCredits":83,"pendingHoldCredits":0,"availableCredits":83,"lifetimePurchasedCredits":100,"lifetimeSpentCredits":17,"refundEligibleUnusedCredits":83,"freeQuickCheckUsed":true},"topUpPreview":{"creditsToAdd":10,"purchasedCreditsAdded":10,"grantedCreditsAdded":0,"requiresAccountBeforeLivePurchase":true,"requiresManualConfirmation":false,"automaticCreditingAllowed":false,"createsRealBalance":false},"afterIfConfirmed":{"totalCredits":93,"pendingHoldCredits":0,"availableCredits":93,"lifetimePurchasedCredits":110,"lifetimeSpentCredits":17,"refundEligibleUnusedCredits":93,"freeQuickCheckUsed":true,"purchasedCreditsAdded":10,"grantedCreditsAdded":0},"rules":["One user has one Golden Credits wallet.","No account, no paid Golden Credits.","Purchased credits increase refund-eligible unused credits until spent.","Promo/admin credits add usable balance but are not purchased value.","Manual crypto or Interac-style rails require confirmation before any live crediting.","This preview does not mutate the wallet."],"boundary":"This is a read-only top-up preview. It does not process payments, create accounts, issue real credits, accept crypto, update balances, call AI providers, or open public access.","generatedAt":"2026-06-03T12:30:24.713Z"}